Annie said ...In the ah-ha-o-sphere, there are no accidents.   

Viveca asked me to help her layout and edit 88 Money Tools, Tips and Techniques when I was experiencing some of the worst financial stress of my life.  Some not-so-great business decisions left me on the verge of losing my beloved home, bankrupt, alone, and scared out of my mind.  So, I had to chuckle at the seeming irony that Viveca wanted me to help her with her money tips booklet!   Accident?  No way! 

With the help of 88 Money Tools, Tips & Techniques, a wonderful coach, an amazing new husband, and the realization that we attract what we put out into the universe (i.e., our relationships with money are strong indicators of the health of other parts of our life), personal conversation with Viveca, I had a few ah-ha's of my own....namely, that you've got to take care of the whole YOU package in order to improve your financial savvy.  I'm still digging my way out of my financial hole, but I no longer berate myself about it, I am not scared and mostly...I am not alone.   

My story is not unusual.  Read 88 Money Tools, Tips & Techniques.  As Viveca recommends: start talking about money, give some money away to worthy causes, join a community of people working toward similar goals.  This booklet is filled with practical steps you can start right this minute.  You have no idea how the universe will step up to the plate to support you, once you take some baby steps. 

In the ah-ha-o-sphere, Viveca is a queen!